Retirement

The Only Retirement Strategy That Actually Works

The Only Retirement Strategy That Actually Works

You may have seen the quips about how this year the 401k accounts of many have become “201k” accounts this year due to the bear market for both stocks and bonds. Hardly funny. So if you want to be able to stop worrying about your retirement income, read on… 2022 has proven the traditional retirement […]

How to Fix the Worst Ever Year for 401k Balances

How to Fix the Worst Ever Year for 401k Balances

This year is on pace to be the worst in history for the standard 401k investment strategy. A balanced portfolio of stock and bond index funds has performed terribly in 2022. Workers who get their third-quarter 401k statements will be shocked. Today, let’s discuss why this happened and how to do better… The traditional 60/40 […]

6 Surprisingly Lucrative Investments You Can Make in a Self-Directed IRA

6 Surprisingly Lucrative Investments You Can Make in a Self-Directed IRA

What is a Self-directed IRA? A self-directed IRA is a type of individual retirement account designed to allow investors to diversify their retirement nest egg beyond traditional investments like stocks, bonds, ETFs and other high-risk alternatives. This individual retirement account is legally structured to work just like a Roth IRA and so, a self-directed IRA […]

Illustration of the crisis concept with a businessman in panic

Don’t Be Part of the Coming Retirement Crisis

There is a pending retirement crisis for U.S. workers, and the only solution is to take your future into your own hands. So today, let’s talk about a strategy to ensure your retirement years will be as you hope and dream. I receive a daily email from a business and tech news service called The […]

Hand putting Coins in glass jar with retro alarm clock  for time to money saving for retirement concept

Will You Be One of the 1 in 10 to Live Past Age 95?

I like to close out each year with a mentoring article. Something from the heart, out of the mainstream, and lead into the new year on a positive note. MarketWatch labeled me a RetireMentor. I enjoy sharing my life experiences, good and bad, in hopes of helping others through their journey. I’ve had some medical […]

Senior couple paying bills online on laptop at home

Traditional Retirement Planning is Broken – Here’s Your Fix

Dear Reader, A recent Wall Street Journal article, “The Rules of Retirement Spending Are Changing,” did not bring good news. Instead, the article clearly reveals that traditional financial planning rules for retirement will not work for those who have diligently saved to fund a comfortable life after decades of work. I want to propose a […]