Retirement

The Real Budget Battle No One Will Discuss

The Real Budget Battle No One Will Discuss

President Trump released his proposed 2018 Federal Budget. The battle lines are drawn. Expect to be inundated with articles like “The rich get richer, and the poor get…” We will quickly be fed up with class warfare, emotional bleeding hearts and hysterical politicos distorting statistics while pandering votes. The final result will be a pathetic “compromise”. Remember, […]

Hand putting check mark with red marker on Lesser Evil.

Retirement Investing – Picking the Lesser of the Evils

When the Federal Reserve bailed out the banks, interest rates hit historic lows. Safe, good yielding fixed income investments disappeared. Investors were forced to put more of their capital at risk to earn a decent return. A recent article by Matthew Kerkhoff in the Dow Theory Letters titled, “Where Did TINA Go?” grabbed my attention. The bailouts […]

What’s International Diversification All About?

What’s International Diversification All About?

Thank you to all the readers who responded to my recent article, “Diversification, what are you trying to accomplish?” Diversification is a hedge to protect your nest egg from catastrophic risks, including desperate governments and high inflation. Readers asked for more information about my remark, “How does an investor hedge against inflation?Hold money in different currencies – […]

Male legs walking from one paycheck to another with crumpled money scattered about on the floor.

The One Thing Retirees Fear More Than Death

I thought I was clever in my early 20’s when I said to my car pool buddies, “How come there is so much month left at the end of the money?” As the month wore on, more brown paper sacks with peanut butter & jelly sandwiches appeared. Sometimes we traded snacks just like when we […]

Stop loss panic button with over black background, finance concept

Stop Losses Are a MUST For Retirement Investors

Dad pointed his finger at me, raised his voice and said, “Sit down, shut up, and listen!” His face was beet red; I’d pushed him too far. My parents invested in Certificates of Deposit ONLY – they never touched stocks. I showed dad charts from my economics professor outlining how much more an investor would […]

Senior Couple Standing On Beach Taking Selfie

Retirement is NOT Like Being On A Permanent Vacation

During an interview with David Holland on his “Plan $tronger” television show he said, “Retirement is NOT like being on a permanent vacation”. Having been retired for over a decade I believe he is spot on! During spring break we put over 1,000 miles on the car driving grandchildren all over Arizona. Our youngest remarked, “Grandpa, being […]

Businessman thinking about credit. Style money isometric. Credit loan trap concept. Mousetrap with Lot of money in a suitcase.

Don’t get caught in the debt trap!.

Hardly a day goes by without an article blaring about record levels of debt and warning of a collapse. Irresponsible borrowing can adversely affect everyone, including those who lived within their means. Reuters reports, “Americans’ debt back at record high after nearly a decade”: “Americans’ debt level reached a record high this year, surpassing the […]