Author: Dennis Miller

Is Your Retirement Now Obsolete?

Is Your Retirement Now Obsolete?

I gave myself a wake-up call. Our recent article “Thinking About Retiring? Better Think It Through!” was a jolt for sure. For decades the mantra was save money and grow your wealth. We banked on the “rule of 72”. When the accumulated interest equals 72, you would double your money. Earn 6%, in 12 years you will […]

Thinking About Retiring? Better Think It Through!

Thinking About Retiring? Better Think It Through!

A friend recently asked me, “How is anyone going to be able to retire?” Since 2008, the retirement landscape has changed radically. This Atlantic article, How Retirement Was Invented provides some history: “In the United States, starting in the mid-1800s, certain municipal employees…started receiving public pensions…. By the 1920s, a variety of American industries…were promising their workers […]

Do You Have Wealth or Just the Illusion of Wealth?

Do You Have Wealth or Just the Illusion of Wealth?

Anyone remember the commercials for “Friendly Bob Adams” of Household Finance? They advertised “debt consolidation loans”. Bring all your payment booklets, pay off your debts and consolidate them into one loan with a lower monthly payment. Theoretically it took the pressure off those living from paycheck to paycheck, up to their eyeballs in debt. A […]

Don’t Let The Media Hysteria Make You Sick!

Don’t Let The Media Hysteria Make You Sick!

I grabbed the clicker; “Turn off the damn TV!” No, I didn’t turn off hyped political commentary; it was the Weather Channel. They blared; millions of people were going to “suffer” from the current heatwave. The next headline, “US could set disaster record this year”, followed by 3 minutes of videos of every kind of […]

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Trading In Your Dollars for Fedcoin

At the local convenience store, my wife Jo handed the clerk a $5 bill and waited for her change; finally asking for it. The clerk said, “We have a coin shortage. We have to round things to the nearest dollar.” Screw that! She dug in her purse, cobbled together the correct change and demanded the […]

Does The Average Investor Need A Financial Advisor?

Does The Average Investor Need A Financial Advisor?

Need help? Find an expert. Tim Plaehn is a member of our panel of experts and regular contributor. He is the editor of Dividend Hunter specializing in finding solid, dividend-paying stocks. Knowing Tim was once a financial advisor, I leaned on him when I wrote, “How To Find A Financial Advisor To Meet YOUR Needs.” Interest rates are […]

The New Government Death Panels

The New Government Death Panels

In a debate about Obamacare, VP candidate Sarah Palin claimed the legislation would create a “death panel” of government bureaucrats who would decide whether Americans (citing her elderly mother and child with Down syndrome) were “worthy of medical care”. It was a highly controversial subject. Whether it is individuals or businesses, the government should NOT be […]