Investors Alley Corp. (the “Company”) has created this privacy statement in order to demonstrate our firm commitment to privacy. In order to provide service to our customers, we must obtain some limited personal information from you. The following discloses our information gathering and dissemination practices for this website and service.
This privacy statement applies to information we collect:
- On the Company’s Websites (as defined below);
- In e-mail, text and other electronic messages between you and the Company; and
- When you interact with our advertising and applications on third-party websites and services, if those applications or advertising include links to this policy.
It does not apply to information collected by:
- the Company offline or through any other means, including on any other website operated by any third party; or
- any third party, including through any application or content (including advertising) that may link to or be accessible from or on the Company’s Websites
Please read this privacy statement carefully to understand our policies and practices regarding your information and how we will treat it. If you do not agree with our policies and practices, your choice is not to use the Company’s Websites or subscribe to our services or products. By accessing or using the Company’s Websites, or by subscribing to our services or products, you agree to this privacy statement. This privacy statement may change from time to time. Your continued use of the Company’s services and products after we make changes is deemed to be acceptance of those changes, so please check this privacy statement periodically for updates.
Our primary goal in collecting user information is to enhance your experience on our websites and to provide you with the services and products you have requested from us, regardless of whether such services are provided freely or on a paid basis. We use aggregated (gathered data across all user accounts) information to develop content targeted to users’ interests and to better the website user experience. The Company is committed to maintaining your privacy and, other than as provided herein or after receiving your specific consent, we will not share any personal information with any third party at any time, unless required by law or in order to perform transactions or deliver services on your behalf as a customer or user of such services, as more fully described below.
When you visit InvestorsAlley.com or any website address managed, owned, leased, or otherwise under direct or indirect control by the Company (collectively, the “Company’s Websites”) or inquire about our services, we may collect the following types of information about you:
- General information, such as your name, address, phone, and e-mail address to fulfill your requested service and to better serve your needs when you contact us or when we need to contact you.
- Payment information, such as credit card account data, in the event you request to purchase a product or service as part of your relationship with us.
- Technical information about your computer or browser so that we may provide you with the correct service and content presentation request, or to format e-mail messages that best align with your computer’s capabilities.
At certain times, it may be necessary to share some of the information you provide. The Company does not share your personally identifiable information with third parties unless it is related to the fulfillment of services you’ve asked us to perform, or as is permitted by law. The information you provide us can only be shared under limited circumstances. These include:
- Within all of the Company’s Websites and to the Company’s subsidiaries, affiliates and partner organizations
We may share information about you, and the services you have purchased from us, among our various companies and subsidiaries, all of whom follow our privacy policies.
- For legal reasons
In some cases we may be required to disclose certain information to comply with applicable law, an investigation, or a legal process, such as a court order or subpoena. We may also share information about you if we believe disclosure is necessary or appropriate to protect the rights, property or safety of the Company, our customers or others.
- In case of a sale of a business
Your information may be transferred in connection with a sale, merger, transfer, exchange, or other disposition (whether of assets, stock, or otherwise) of all or a portion of a business of the Company.
Our Security Safeguards
We employ industry-standard physical, electronic, and procedural security safeguards to protect the personally identifiable information that you have provided to us from loss, misuse, or unauthorized alteration. Whenever we prompt you to transmit sensitive information to us through the Company’s Websites, such as a credit card number, we support encryption of your data as it is transmitted.
The Company may make chat rooms, forums, message boards, and online and telephone webinars and conference calls available to our users. Please remember that any information that is disclosed in these areas becomes public information and cannot be protected by the Company. You should exercise caution when deciding what personal information to disclose in a public setting.
The Company offers its members the ability to correct or update the information we collected during your registration process online by utilizing the appropriate links at the bottom of all emails we send out.
You may also update any information related to any product or service you have purchased from or through the Company by logging into the website for such service and using the appropriate section of that website.
If, at any time, you wish to cancel your subscription to any of our free services or opt-out of receiving future mailings or certain types of mailings, please click the “Unsubscribe” link at the bottom of all emails we send out. You may also use this website for removal. To cancel your subscription to any paid service we offer please call toll-free 1-855-566-6100.
The Company derives a portion of its revenue from advertising and sharing information is essential to keeping our services affordable to users. In order to attract and retain advertisers we use the aggregated, anonymous information that we gather (as well as information from third party market researchers) to describe our services to partners and to assist our advertisers and sponsors to better understand our audience. We do not disclose personally identifying information about our users to these parties.
These advertisements may contain information about specific stocks or other investments, but the opinions provided in these advertisements are not those of the Company and are neither an offer nor a recommendation to buy or sell any security. The Company has not independently verified the validity of the claims or statements contained in these advertisements/emails. We urge you to always conduct your own research and due diligence and obtain professional advice before making any investment decisions. The Company will not be liable for any loss or damage caused by a reader’s reliance on information obtained in advertisements or corresponding web sites.
Although the Company attempts to accept advertisements from responsible third party advertisers, we make no representations or guarantees about such third parties. Such third party advertisers are separate and distinct from the Company and the Company is not responsible or liable for any action or omission by the third party advertiser if you choose to register with or enter into a transaction with any third party advertiser based on an advertisement or offer found on any of the Company’s Websites, within any of the Company’s email message, or via any other delivery method (including, but not limited to, postal mail).
We respect the privacy of our users, registrants and subscribers and shall not disclose or distribute our user list to any third party, nor shall we permit anyone else to do so. However, we may send messages on behalf of our third party advertisers to our users, registrants and subscribers. It is important to note, however, that these advertisers never see your actual email address. They may be able to use tracking software to reveal your email address if you choose to click a link in the email message.
We only transmit your information to a third party advertiser if you elect to receive a special offer from that advertiser through our co-registration service (either by selecting or by leaving selected the check box next to the advertiser’s offer). The information we transmit in this instance may include, but is not limited to, your name, email address, postal address, phone number, IP address and the date you registered for the third party offer. We may also transmit information about our visitors and subscribers collected through the registration process as well as through any online surveys we may conduct.
The Company’s Websites contain links to other websites that are not owned or operated by the Company. We are not responsible for the privacy practices or content of such websites. We strongly encourage you to be aware when you leave the Company’s Websites or click a link in our email messages and to read the privacy statements of each and every website that collects personally identifiable information. This privacy statement applies only to information collected by us.
Questions or comments regarding this policy should be directed to:
Investors Alley Corp.
41 Madison Avenue
New York, NY 10010
Phone: (212) 566-6100
We reserve the right to modify this policy without notice.
The Company is a publisher of financial news, opinions and research and is NOT a securities broker/dealer or an investment advisor. You are responsible for your own investment decisions. All information contained in our email messages or on the Company’s Websites is made available solely for general information purposes and should be independently verified with the companies mentioned. You should always conduct your own research and due diligence and consider obtaining professional advice before making any investment decision.
The Company furnishes information about securities and other investments without responsibility for accuracy and it is accepted by the you, the site visitor and/or subscriber, on the condition that error in transmission or omissions shall not be made the basis for any claim, demand or cause for action against the Company or any of its information providers, including independent contributors. The Company relies on various sources of information that it believes to be accurate and reliable; however, the Company makes no claims or representations with regard to the accuracy, completeness, or truth of any material contained herein.
You agree that you bear responsibility for your own investment research and investment decisions, and that neither the Company nor its independent contributors shall be liable for any decision made or action taken by you or others based upon your reliance on news, information or any material published by the Company.
Neither the Company nor its independent contributors guarantee the accuracy, completeness or timeliness of, or otherwise endorse, the views, opinions or recommendations published by the Company, nor does the Company or its independent contributors give investment advice or advocate the purchase or sale of any security or investment.
You further agree that your use of any of the Company’s Websites, products, content or other materials will be done in compliance with applicable federal and state law for United States citizens and residents, and pursuant to local law and regulations for non-US citizens outside the United States. You further agree that you will not sell, rent, send, or otherwise and in any other manner share any of the Company’s information with individuals or entities in embargoed countries as defined by the United States Treasury, the United States Department of State, among other federal government agencies. You further agree that you are not a person or entity residing in or performing your primary business in any such aforementioned country.
YOUR USE OF THE COMPANY’S WEBSITES, ITS CONTENT AND ANY SERVICES OR PRODUCTS SUBSCRIBED TO OR OBTAINED THROUGH THE COMPANY’S WEBSITES IS AT YOUR OWN RISK. THE COMPANY’S WEBSITES, ITS CONTENT AND ANY SERVICES OR PRODUCTS SUBSCRIBED TO OR OBTAINED THROUGH THE COMPANY’S WEBSITES ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS, WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. NEITHER THE COMPANY NOR ANY PERSON ASSOCIATED WITH THE COMPANY MAKES ANY WARRANTY OR REPRESENTATION WITH RESPECT TO THE COMPLETENESS, SECURITY, RELIABILITY, QUALITY, ACCURACY OR AVAILABILITY OF THE COMPANY’S WEBSITES OR THE INFORMATION PROVIDED HEREIN AND THEREIN. WITHOUT LIMITING THE FOREGOING, NEITHER THE COMPANY NOR ANYONE ASSOCIATED WITH THE COMPANY REPRESENTS OR WARRANTS THAT THE COMPANY’S WEBSITES, ITS CONTENT OR ANY SERVICES OR PRODUCTS SUBSCRIBED TO OR OBTAINED THROUGH THE COMPANY’S WEBSITES WILL BE ACCURATE, RELIABLE, ERROR-FREE OR UNINTERRUPTED, THAT DEFECTS WILL BE CORRECTED, THAT THE COMPANY’S WEBSITES OR THE COMPANY’S SERVER THAT MAKES THE COMPANY’S WEBSITES AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS OR THAT THE COMPANY’S WEBSITES OR ANY SERVICES OR PRODUCTS SUBSCRIBED TO OR OBTAINED THROUGH THE COMPANY’S WEBSITES WILL OTHERWISE MEET YOUR NEEDS OR EXPECTATIONS.
THE COMPANY HEREBY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, STATUTORY OR OTHERWISE, INCLUDING BUT NOT LIMITED TO ANY WARRANTIES OF MERCHANTABILITY, NON-INFRINGEMENT AND FITNESS FOR PARTICULAR PURPOSE.
THE FOREGOING DOES NOT AFFECT ANY WARRANTIES WHICH CANNOT BE EXCLUDED OR LIMITED UNDER APPLICABLE LAW.
IN NO EVENT WILL THE COMPANY, ITS SUBSIDIARIES, AFFILIATES, SERVICE PROVIDERS, EMPLOYEES, AGENTS, OFFICERS OR DIRECTORS BE LIABLE FOR DAMAGES OF ANY KIND, UNDER ANY LEGAL THEORY, ARISING OUT OF OR IN CONNECTION WITH YOUR USE, OR INABILITY TO USE, THE COMPANY’S WEBSITES, ANY WEBSITES LINKED TO IT, ANY CONTENT ON THE COMPANY’S WEBSITES OR SUCH OTHER WEBSITES OR ANY SERVICES OR ITEMS OBTAINED THROUGH THE COMPANY’S WEBSITES OR SUCH OTHER WEBSITES, INCLUDING ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO, PERSONAL INJURY, PAIN AND SUFFERING, EMOTIONAL DISTRESS, LOSS OF REVENUE, LOSS OF PROFITS, LOSS OF BUSINESS OR ANTICIPATED SAVINGS, LOSS OF USE, LOSS OF GOODWILL, LOSS OF DATA, AND WHETHER CAUSED BY TORT (INCLUDING NEGLIGENCE), BREACH OF CONTRACT OR OTHERWISE, EVEN IF FORESEEABLE.
THE FOREGOING DOES NOT AFFECT ANY LIABILITY WHICH CANNOT BE EXCLUDED OR LIMITED UNDER APPLICABLE LAW.
The Company’s Websites, along with all information contained within the Company’s Websites, are the property of the Company and are protected under copyright. Any reproducing, distribution, modification or copying (including, but not limited to, posting such materials to news groups and message boards) of the Company’s materials are prohibited without the prior written consent of the Company; provided, however, that you are permitted to download or print a single copy for yourself for personal offline viewing and you may also provide a hypertext link to the Company’s Websites or any article or page within such websites.
The Company reserves the right to republish the material contributed by its readers. By sending an e-mail with feedback, comments, suggestions, or criticism (including, but limited to, feedback received on the feedback page), you expressly grant the Company the right to republish or sell the comments and message you provide as part of its edited compilations. The Company will provide proper attribution to the author for any post or e-mail it republishes, however you acknowledge that the Company receives permanent and transferable rights to any such content.
If you are interested in using the Company’s content in a non-personal manner, for example syndication or republishing to your own website, newsletter, or other such publication please contact firstname.lastname@example.org.
The Company has a robust and enforceable trading restriction policy that applies and is agreed to by all editors, analysts, and traders for publications or any other content produced by the Company, whether for content that is purchase or freely available, and that applies to other individuals identified by the Company in its sole discretion. These individuals shall be referred to as “covered persons.”
Our trading restrictions apply to all covered persons and apply to the initial coverage of all stocks within newsletters and services published by the Company, with the exception of the stocks in automatically generated reports in the Investors Alley Stock Ratings service.
When an editor or analyst has decided to begin coverage of a stock for inclusion in a paid subscription newsletter or service that stock will be placed on a Restricted Trades List which will be maintained by a designated trading compliance officer within the Company. Covered persons will be barred from initiating any transactions with such security immediately upon such stock being placed on the Restricted Trades List for seven full trading days after the date on which the paid subscription newsletter or service is published with content about such stock.
Covered persons must immediately disclose any personal holdings in stocks placed on the Restricted Trades List.
Covered persons cannot buy or sell shares for seven full trading days after the publication of any initial report in any paid subscription newsletter or service on a stock. As many stocks are mentioned in update issues and alerts, the buy and sell restriction applies only to the initial research to recommend a transaction with the stock as part of a paid subscription newsletter or service.
Providing advance notice of inclusion or initiation of coverage of a stock to non-employees of or contractors working on the behalf of the Company is forbidden.
The Company will make every reasonable effort to inform subscribers of paid subscription newsletters and services of any positions in stocks held by covered persons that are recommended in said paid subscription newsletters and services. In the case where it is the editor or analyst of that paid subscription newsletter or service this person will be identified as holding a position in the stock mentioned. In the case where is another covered person or persons other than the editor or analyst of said paid subscription newsletter or service such position shall be disclosed without providing personally identifiable information about that person or persons.
RENEWAL POLICY AND REFUND POLICY FOR PAID SUBSCRIPTION SERVICES
This Section does not apply to one-time purchases of special research reports or any other products that are not subscription services. All sales for the aforementioned products are final without refund.
This section describes the subscription renewal policy and refund policy (collectively, the “Policy”) of Investors Alley Corp. (the “Company”) for paid subscription services you purchase from the Company. In the event that such content originates from a third party and is resold by the Company, the Company’s policy shall at all times and in all places supersede any other renewal policy and refund policy of any third party whether stated or not.
Renewal Policy for Automatically Renewing Subscriptions
Your subscription will continue for the period referenced during registration (the “Term”), and renew automatically at the end of the Term (a “Renewal Term”). The Initial Term and any Renewal Term thereafter shall be collectively referred to as the “Term”. The Company will charge or debit your payment method at the beginning of the Term. Unless you cancel your subscription in accordance with this Policy, the then-applicable rate for your subscription will be billed automatically. When we renew your subscription, we will use the payment method currently associated with your account.
The Company may, in its sole discretion, provide may you with advance notification of an impending renewal of your subscription.
Unless purchased and billed as a bundle or group of products, each subscription from the Company will be billed and renewed separately as independent financial transactions, each subject to the then-current terms, pricing and refund policy as outlined when you subscribed for such products.
In connection with recurring billing for subscription renewals, you authorize the Company, its subsidiaries, or third parties contracted by the Company to provide services to you to bill your credit or debit card account number, regardless of whether the other information associated with your subscription has changed, including, but not limited to, the expiration date of the physical card with which you subscribed. We may receive updated information about your account from the financial institution issuing your credit or debit card. You agree to pay all fees and charges incurred in connection with your user name, member name and password (including any applicable taxes) at the rates in effect when the charges were incurred. You agree to pay all amounts due upon our demand. In the event we have to collect unpaid amounts you owe us, you will be liable for all of our attorneys’ and collection agency fees.
Your subscription will renew automatically at the end of the Term, unless you notify the Company of your decision not to renew your subscription no less than 7 days prior to the end of the then-current Term by calling our Customer Service Department by telephone at 1-855-566-6100, Monday through Friday between the hours of 9:30 a.m. and 4:30 p.m. ET. You may not notify us of a decision not to renew your subscription by any other means (such as by sending a request via email, postal mail or by calling any other phone number).
All of the Company’s subscription products come with a refund policy in effect from the moment you purchase your subscription.
The standard full refund policy for The Dividend Hunter, Bret Jensen’s Growth Stock Advisor, Bret Jensen’s Biotech Gems, 30 Day Dividends, Automatic Income Machine and all products sold at a subscription term of one year or more is a refund of the full amount that you paid for the subscription of such products, regardless of regular list price or any other pricing offered, so long as you request such refund within 60 days of your initial subscription date.
The standard full refund policy for any product sold with a subscription term less than one year but more than one quarter (3 months) is a refund of the full amount that you paid for the subscription of such products, regardless of regular list price or any other pricing offered, so long as you request such refund within 60 days of your initial subscription date.
There are no refunds for products sold with a subscription term of less than one quarter and a day however you many cancel the recurring billing of your subscription so you are not billed again.
The Company’s refund policy applies only for the first time that you subscribe to the publication for which you are requesting a refund. Subsequent subscriptions to the same product are non-refundable.
Refunds are made only in the same format in which the subscription was purchased; e.g. if you pay for your subscription with a debit to your credit card, then any refund will be processed in the form of a credit back to the same credit card account you provided.
The Company makes every effort to process refunds in a reasonable and timely manner; however, you should know that issuing banks can, in their sole discretion, delay the processing of submitted refunds.
The standard partial refund policy for all products sold with terms other than monthly applies after the full refund period has expired on first time purchases of the Company’s subscription products and applies only to those subscription Terms that are one year or greater in length. Monthly and quarterly subscriptions are non-refundable, unless otherwise noted during the subscription order process. The standard partial refund is calculated based on the number of months remaining in the current Term of your subscription (rounded down to the next full number of months) divided by the subscription rate divided by the number of months in the Term. For example if you started a one year subscription for a product that is $100 a year and you decide to cancel your subscription during the fourth month by requesting a partial refund, your refund will be calculated as (12 – 4)/(100/12) and would be $66.67.
All refunds initiated by the Company, whether full or partial, shall be paid in U.S. dollars. If you reside outside the United States your card issuer may convert your refund to your local currency at whatever exchange rates it has in effect at such time. You are advised to consult your card issuer prior to initiating a refund.
Refunds, in whole or part, are not available for purchases of one-time or special reports or for subscription Terms less than one year.
Your subscription will be considered cancelled and access to your subscription will be denied once your subscription amount has been refunded by the Company, regardless of the actual date you receive any proceeds from the refund.