Social Security

Best of Dennis – Can Americans Really Depend on Social Security?

Best of Dennis – Can Americans Really Depend on Social Security?

Dennis is recovering from his chemo/radiation treatment and hopes to be back writing soon. This article appeared on January 12, 2017. Can Americans Really Depend on Social Security? In 1935 the government passed Social Security into law setting up a government-managed retirement plan for the majority of US workers. To fund the plan, they passed the Federal Insurance […]

The Three-Headed Investment Bandit

The Three-Headed Investment Bandit

There is a three-headed investment bandit lurking in the weeds looking to steal your wealth. Savvy investors must deal with them – all at the same time. First up is the safety bandit. If you invest in stocks and bonds, they can default or go down in value, robbing wealth from your nest egg. Second […]

A bow and arrow with words Target the Need to illustrate serving what a customer truly wants and desires and reaching a marketing goal for a business

Find A Need And Fill It

Northwestern University sits on the shores of Lake Michigan. It’s a beautiful campus, particularly when the leaves are turning golden. I left work and drove to night school to begin the fall semester. I thought to myself, ‘I want to be an accountant, why is a marketing course required?’ Marketing 101, here I come. Professor […]

Burning The Candle At Both Ends

Burning The Candle At Both Ends

I was frustrated. I need solid, safe income. The bank bailouts will eventually cause high inflation. Interest rates were not keeping up. Investors, desperate for income, had few choices and the stock market was setting records. How do you invest, earn safe income while protecting your capital and buying power all at the same time? […]

Hey Parker Brothers! Bankers Changed The Rules Of Your Monopoly Game.

Hey Parker Brothers! Bankers Changed The Rules Of Your Monopoly Game.

In 1935, Parker Brothers introduced the game “Monopoly”. Wikipedia tells us: (my emphasis) “Monopoly is aboard game…. Players roll…dice to move around the game board, buying and trading properties, and developing them with houses and hotels. Players collect rent from their opponents, with the goal being to drive them into bankruptcy. Money can also be gained or […]

Money goes

The Sneaky Way Congress Plans to Fix Social Security

Politicians of all flavors continually remind us social security is in danger of going bankrupt. Now our esteemed leaders want to fix it by increasing benefits. What could possibly go wrong? Newsmax Finance reports on a recent interview with former fed head (Big Al) Alan Greenspan: (my emphasis) “Former Federal Reserve Chairman Alan Greenspan warns that cuts […]

When Is Capital Preservation Not Enough?

When Is Capital Preservation Not Enough?

Pundit Bill Bonner’s article about our growing government debt grabbed my attention. “…. When it comes to government debt, the borrower never pays; the feds have no money. The lenders – big banks, investment funds, well-heeled insiders – don’t want to pay. Generally, they collude with the feds to make sure the real cost is put on […]

Puzzled Confused Lost Signpost Shows Puzzling Problem

Is Now the Right Time to Move to Cash?

Is the British government going to ignore the will of their citizens and not leave the EU? The EU’s immigration policies are sparking political backlash and citizens are taking to the streets. In January, Bloomberg reported, “Mario Draghi Sounds Economic Alarm for the Euro-Area”, citing persistence of geopolitical uncertainties. What in the world is going on? […]

Socialism – The Real Trickle-Down Economics

Socialism – The Real Trickle-Down Economics

While politicos like to call tax cuts “trickle-down economics”, the real culprit is socialism. The Robin Hood theory of “steal from the rich and give to the poor” sounds noble however, in practice it doesn’t work that way. The political class tax and spend for their benefit first, then some may trickle-down to the masses. […]