Author: Dennis Miller

Cartoon Humor Concept Illustration of Dont Put All your Eggs in One Basket Saying or Proverb

Diversification, What Are You Trying to Accomplish?

“I’m no longer trying to get rich. I’m trying to keep from getting poor!” …uttered by millions… Friend Courtenay W. referenced recent articles where Chuck Butler and I emphasized diversification. He made a great suggestion, “You should explain what you mean – diversification means different things to different people.” I visited several mutual fund companies’ booths at The Money […]

Americans Right To Self-government Is Under Attack

Americans Right To Self-government Is Under Attack

The political elite and the common man are at war over the power to govern. Will we end up as citizens or subjects? When the British voted to leave the European Union (EU), I highlighted comments from British citizens in “Brexit the Movie”: It’s the workingman versus people who think we have a better plan and a better […]

Hand pulls out a bag of money from a magic hat. Success, wealth, trick, lie, deception, fraud, cheating, magic, fast money concept, magic wand.

Fool Me Once, Shame on You. Fool Me Twice, Shame on Me!

In 2007 Federal Reserve Chairman Ben Bernanke told America that, despite soaring prices, the real estate market was fine and derivatives were nothing to worry about. In 2008 America was “surprised” when the Fed went into a crisis mode. Congress passed the controversial Troubled Asset Relief Program (TARP). It was supposed to be a one-time […]

Buying Illinois Debt – BOLD or Bad?

Buying Illinois Debt – BOLD or Bad?

The Illinois debt saga continues. The state operated without a budget since 2015. In June, just before their fiscal year end, both S&P and Moody’s downgraded Illinois’ credit rating to one level above “junk bond” status. Moody’s said: “Legislative gridlock has sidetracked efforts not only to address pension needs but also to achieve fiscal balance, allowing […]

senior couple receiving car key after buying a new car

If You Are Going To Buy A Car, Do It Right!

The fundamental law of supply and demand reigns supreme. When supply is much higher than demand, it’s a buyer’s market. For savvy auto buyers, with a little patience, good values should appear as the 2017 model year winds down. While on vacation in Indiana, my regular lunch time walk to the local hamburger haven included […]

Declaration of Independence

Declaration of Independence

I hope everyone enjoyed their Independence Day Celebration. I came close to taking a week off when something caused me to want to read the “Declaration of Independence”. I urge every subscriber to take some time and read it through. Those who stood up for our independence paid a heavy price. The Constitution Society article, […]

Retirement is NOT Like Being On A Permanent Vacation

During an interview with David Holland on his “Plan $tronger” television show he said, “Retirement is NOT like being on a permanent vacation”. Having been retired for over a decade I believe he is spot on! During spring break we put over 1,000 miles on the car driving grandchildren all over Arizona. Our youngest remarked, “Grandpa, being […]

Businessman thinking about credit. Style money isometric. Credit loan trap concept. Mousetrap with Lot of money in a suitcase.

Don’t get caught in the debt trap!.

Hardly a day goes by without an article blaring about record levels of debt and warning of a collapse. Irresponsible borrowing can adversely affect everyone, including those who lived within their means. Reuters reports, “Americans’ debt back at record high after nearly a decade”: “Americans’ debt level reached a record high this year, surpassing the […]