Author: Dennis Miller

The Fed is Playing, “Pin The Tale On The Elephant!”

The Fed is Playing, “Pin The Tale On The Elephant!”

The Federal Reserve’s Zero Interest Rate experiment saved the banks and destroyed the retirement plans of many generations. Now they want to “normalize” things. Their solutions are ill timed and risky! When things collapse, President Trump will become a combination of Herbert Hoover and Jimmy Carter – blamed for the catastrophe. Democrats will be cheering, […]

Mercury bursts through the thermometer with words Crisis, Meltdown, Big Mess, Trouble, Concern and Issue to symbolize and warn of a terrible disaster or emergency

The Bank Was Saved And The People Were Ruined – Part II

Despite Federal Reserve Chair Janet Yellen’s expression of confidence in raising the federal funds rates, the worst of the tragic consequences of the government bank bailouts is yet to come. Part II of “The People Were Ruined” is on the horizon, and “the people” are going to suffer dramatically. William Gouge (1796-1863) was credited with […]

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Social Security, Robo-Advisers & Misinformation

For decades, every presidential candidate has vowed to “fix” social security, yet it never happens. In the meantime, workers have money deducted from their paychecks and retirees get paid. Is the system really broken? In a word – YES! While the politicians fiddle, the system continues to deteriorate. The challenge becomes more difficult because there […]

What’s Going To Happen To The Value Of The Dollar?

What’s Going To Happen To The Value Of The Dollar?

President Trump wants to increase exports and says the dollar has to come down. Janet Yellen and the Fed are hell-bent on raising interest rates, which should increase the value of the dollar. Historically the economy slows down when rates begin to climb yet the stock market is soaring. High inflation affects all of us […]

What Will Be Your Deathbed Regrets?

What Will Be Your Deathbed Regrets?

While you may have checked off items on your Bucket List, what will be on your deathbed List of Regrets? Bonnie Ware, an Australian nurse, spent several years caring for people in the last days of their lives. On their deathbed many patients opened up to her about their life and regrets. She wrote an […]

Dividend Paying Stocks – Part of The Solution?

Dividend Paying Stocks – Part of The Solution?

All dividend-paying stocks are not equal. Some may be very high risk; some will putter along, while others may be the salvation for those desperate for income. Why consider them? How do you pick the right ones? Since the 2008 bank bailouts, even with the recent increases, interest rates have been at historically low levels. […]

A Solid Retirement Financial Plan Cast in Jell-O

A Solid Retirement Financial Plan Cast in Jell-O

A solid retirement financial plan cast in Jell-O is not an oxymoron. Don’t even think about the old “set it and forget it” mindset from the past. A solid financial plan suspended in Jell-O, that can quickly be modified, is a good thing. I was on David Holland’s (CPA/CFP) PlanStronger TV show. He asked how […]

Calexit: Time to Beat the Crowd?

Calexit: Time to Beat the Crowd?

Our country has become bitterly divided. No matter who won the election, I predicted we would soon be reading about states wanting to secede from the union. Even before President Trump was sworn in, the California movement, known as Calexit, began. The first step is to ask voters to adopt a state Constitutional Amendment revoking […]

Stock Buybacks = BS 101

Stock Buybacks = BS 101

I was in “Basic accounting 101.” The professor wrote “RULES” on the blackboard (an ancient visual communication device). Rule #1 – debits on the left, credits on the right. Rule #2 – Assets minus liabilities = net worth. While the blackboard may be obsolete, the rules still apply today. A recent Zerohedge article includes a […]